Start your journey with a solidarity-based insurance company.
Start your journey with a solidarity-based insurance company.
Your investment in the future
Building Strong Foundations
Pagamory SV is a solidarity-based insurance concept: Members pay into a shared pool from which legitimate claims are settled according to clear rules. The longer you're a member and the more members join after you, the stronger your position in the pool becomes. You choose your plan, become part of a list, and benefit from the strength of the community over time.
Unleash Your Potential - Important Notice
Pagamory SV is currently under development and is a solidarity-based concept, not a traditional insurance policy as defined by the German Insurance Contract Act (VVG). Benefits, payouts, and claims are governed exclusively by the applicable terms and conditions, the current list structure, and the available pool volume. Pagamory SV does not replace mandatory insurance (e.g., health insurance) and should be understood as a supplementary solidarity concept.
Our service offers you a digital platform where you can manage your membership, choose your plan, and keep track of your position in the list. All processes are designed to be transparent, so you can always see how the pool is growing and how the community is benefiting.
Our service
Step-by-step instructions
Things to keep in mind!
On the pricing page, choose the plan that suits your budget and desired level of coverage.
Note: Details regarding tariffs, pool formation and payouts can be found in our terms and conditions and in the FAQ section.
Choose a plan
1
Create account
Create a user account, confirm your email address and enter the required basic information.
Note: This is a solidarity-based concept, not a traditional insurance policy.
2
After completing the registration, you will be added to the Pagamory list, which forms the basis for later payouts from the community pool.
Add yourself to the list
3
Enter your preferred payment method (e.g., IBAN or PayPal) so that eligible payments from the pool can be clearly assigned to you. Once the conditions defined in the concept have been met (including list position, pool volume, and eligibility verification), the payment will be made to the account you provided.
Deposit your payment account and wait for payment.
4
About Pagamory
Pagamory is a digital, solidarity-based startup that brings people together in a community so they can empower and support each other and participate fairly. Transparency, co-determination, and a conscious approach to financial responsibility are central to its mission, challenging traditional structures and prioritizing collaborative solutions.
Pagamory sees itself as an independent platform where commitment, trust, and collective stability are more important than pure profit maximization. Its goal is to create a modern form of solidarity that uses digital possibilities to rethink security, participation, and fairness.
Our partners
